I plan on going to Florida at some point in my life. Hopefully it’ll be within the next few years. I think everyone should visit the sunshine capital at least once in their lifetime. I really want to go to Disney World. I’ve wanted to visit there since I was little; being the huge Disney fan that I am. The other day I was checking prices on tickets and whatnot. It’s a little on the expensive side but it’s full of memories that you will never forget. I know I’m going to keep my eye on the Disney News for any sales and such. If I do go I definitely want to live in one of the Orlando villas. In a villa you have more privacy than you do in a hotel and it’s more like a cozy home environment. I’ll also try to visit the
Reunion Resort If things go well maybe this time next year I’ll be in Florida!

Recently I applied for another credit card because I wanted to transfer a balance because my APR on my other credit card is entirely too high and when I did so I found some interesting things on why I was denied credit. The only thing I’m worried about is a delinquent account.

Serious delinquency.
Length of time accounts have been established.
Time since delinquency is too recent or unknown.
Proportion of revolving balances to revolving credit limits is too high.

Everything else I understand. Most of my credit line was built when I entered college so that means I’ve had credit cards for 2-3 years. I think that’s a good length of time to consider. I’ve had credit cards and I pay them all on time. I also understand the revolving balances being too high. Most of my credit cards are pretty much maxed out and I am working on that. This time next year they will all be clear if I can help it. But this delinquency matter is bothering me. I think it has something to do with a bank account that my father overdrew some time ago. Like in 2005 or early 2006. I’m not sure, I just know that I was still living in the dorms at that time. I really want to take care of that because I don’t like that begin on my history. I’ve been trying to get access to a credit report but unfortunately it’s not working out to my advantage so I don’t know what’s going on. Hopefully I’ll figure this out by the end of the week. This is why knowing what’s on your credit is important. I try to check every 4 months or so.

Many of you have probably heard about the new plan that BP has made with Indiana in order to dump more waste into Lake Michigan as well as get oil from Canada. Personally I believe that this is a toss up. If you have a car or if you go outside on a daily basis you will notice how expensive gas is. One day it can be 2.97/gallon for regular and the next day it’s 3.57 for regular. We rely on getting our petroleum from countries in the middle east and they aren’t a reliable source. BP made a plan that will make it possible to dig for petroleum in Canada and refine it and sell it as gas. After refining BP will release 54% more ammonia and 35% more sludge into Lake Michigan. Even though that does seem like a lot of toxic going into Lake Michigan they are still well within the legal limits and they are only releasing treated water into Lake Michigan.

As with most things, once you start something new you will continue to find ways to improve it. With technology today things are constantly being updated and as long as they continue to use modern technology hopefully the environment and no people in the surrounding areas will be harmed. BP is trying to provide more fuel for the Midwest as well as being conscience of the environment. By them doing so they are opening up 80 new full-time positions.

If you are interested in learning more information please visit the BP Whiting Fact Sheet.